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Chapter 2 Quiz
Answer each question below. Select a choice to see immediate feedback and an explanation before moving on to the next question.
Insurance generally responds to which type of tort?
In an insurance contract, when does acceptance take place?
The insurer's consideration in an insurance contract is:
An insurance contract prepared entirely by the insurer, which the insured may only accept or reject as written, is best described as a:
The exchange of unequal amounts of value between the insured and the insurer describes which characteristic of an insurance contract?
Why is an insurance contract considered unilateral?
A statement made by an applicant that is believed to be true but not guaranteed to be true is a:
The intentional withholding of a material fact by an applicant is called:
Which of the following entitles an injured party to rescind an insurance contract?
Which of the following is NOT one of the six specifications required in every insurance policy under CIC 381?
A policy that terminates because the insured failed to pay the premium is described as:
The portion of a premium that the insurer has collected but has not yet "earned" because coverage has not yet been provided is the: